Charlotte vs FIU Predictions, Odds and Line

Saturday, October 12, 2019

Riccardo Silva Stadium

Riccardo Silva Stadium is the venue where James Morgan and the FIU Golden Panthers will play the Charlotte 49ers on Saturday. Charlotte opens this game as 4.5-point underdogs. The 49ers are 2-3-0 ATS and 5-0-0 when betting on the total. The Golden Panthers are 2-3-0 when wagering on the over/under and 1-4-0 against the spread.

Key Charlotte 49ers Injuries

10/06/19 LB Jeff Gemmell Ankle is questionable Saturday vs Florida Intl
10/06/19 DB Marquavis Gibbs Undisclosed is questionable Saturday vs Florida Intl
10/06/19 DE Tyriq Harris Back is questionable Saturday vs Florida Intl
09/21/19 QB Evan Shirreffs Shoulder is out indefinitely
09/19/19 DB Ben DeLuca Shoulder is out for season
08/10/19 WR Rico Arnold Foot is out for season

Key FIU Golden Panthers Injuries

No key injuries to report

In their last game, the Charlotte 49ers played the Florida Atlantic Owls and ended up taking the loss by a score of 45-27. Benny LeMay led the team on the ground during the game. He had a long run of 14 yards but he wasn't able to run one in for a touchdown. He rushed for 46 yards via 11 carries which meant he averaged 4.2 yards per tote. Victor Tucker led the team in receiving yardage by earning 115 yards on 6 receptions. He averaged 19.2 yards per reception during the game. Running the show from under center for the 49ers was Chris Reynolds who went 15/28 with 208 yards passing and tossed 3 TD's. He threw 2 interceptions during the game. The 49ers ran the football 26 times and racked up 62 yards which gave them an average of 2.4 yards per run. Overall, the 49ers totaled 17 1st downs and they had 6 penalties for 45 yards which tells us their heads weren't always in the game. Overall, they ran 63 plays which gave them a total of 346 yards. On the defensive side of the ball, Charlotte conceded 21 catches on 28 tries for a total of 321 yards, and a completion percentage of 75.0%. In the running game, the 49ers conceded 238 yards on 50 attempts which gave them an average of 4.8 yards per carry allowed. On the day, they allowed 559 yards and earned 1 turnover.

The 49ers head into this game 2-3 for this season. For total yards, they currently sit at 4th in C-USA and 70th in the country with 2,129 yards. They are one of the most potent offenses in the country with an average of 35.8 points per contest, which has them at 32nd in the country. As a team, they are averaging 221 yards on the ground per contest which is 1st in C-USA. The 49ers have one of the most lackluster defenses in the country, giving up 39.6 points per game putting them 14th in the conference. When it comes to yards through the air, the 49ers have conceded 1,024 yards. Opponents are completing 65% of the passes they throw against them and averaging 7.9 yards per attempt. When it comes to rushing yards, Charlotte is allowing 208.6 yards per game ranking them 12th in C-USA and 111th in college football. They are allowing teams to run for an average of 5.2 yards per rush which has them at 12th in Conference USA and 113th in D-1 overall. In total, they have conceded 1,043 rushing yards through 5 contests.

Related: Gambling 101 Series on How Odds are Calculated - Watch Tony George Explain

In their last contest, the FIU Golden Panthers played the UMass Minutemen and won by a score of 44-0. Taking the lead at quarterback for the Golden Panthers was James Morgan who went 19/31 with 263 yards through the air and added 2 touchdowns. He walked away from this game with no interceptions. Anthony Jones paced the team on the ground for that contest. He broke a long run for 17 yards and he tallied 1 TD for the contest. He racked up a total of 115 yards on 20 carries which gave him an average of 5.8 yards per carry. Tony Gaiter IV was the receiving yardage leader with a total of 103 yards on 7 catches. He notched an average of 14.7 yards per reception for that contest. The Golden Panthers rushed the ball a total of 55 times and racked up a total of 278 yards earning them an average of 5.1 yards per run. On the day, they totaled 88 plays for 541 yards. Overall, the Golden Panthers had a total of 26 first downs and they had 2 infractions for 15 yards telling us that this team was extremely focused in this game. In terms of defense, FIU allowed 7 completions on 24 attempts totaling 77 yards, and a completion percentage of 29.2%. In the running game, the Golden Panthers allowed 38 yards on 24 carries which gave the opponent an average of 1.6 yards per carry allowed. Overall, they allowed a total of 115 yards and forced 3 turnovers.

Related: Get college football tips & picks on all of today's games

The Golden Panthers come into this game with a record of 2-3. FIU is making teams consider moving more up into the box by averaging 186 yards on the ground per game, putting them 47th in the country. As a unit, they have compiled a total of 930 yards rushing through 5 games, so they'll look to the run game to try to keep the opponents off balance so they'll have open receivers. The Golden Panthers average 397.6 yards per game overall putting them 76th in D-1 and 7th in the conference. The Golden Panthers are allowing 24.4 points per contest which puts them at 4th in the conference and 53rd in the nation. Their pass defense is one of the middling units in the nation. They are conceding 205.4 passing yards per contest. For yards through the air allowed per game, the Golden Panthers are currently ranked 6th in C-USA. In discussing points given up, they have allowed 122 total points. When it comes to yards on the ground, they are giving up 181.4 yards per game ranking them 96th in D-1 and 9th in C-USA. This year, they have conceded a total of 907 yards on the ground and 8 rushing touchdowns.

Who will win tonight's 49ers/Golden Panthers college football game against the spread?

Josh's Pick: Take the Golden Panthers -4.5

Get $60 worth of FREE premium member picks. No Obligation. No Salesman. No Credit Card. Fast Sign up with Instant Access Click Here

Read more articles by Josh Schonwald